Plan Types
Understanding your choices: One Plan, One Carrier, One Level
When it comes to providing health insurance for your employees, it’s important to find a balance between simplicity and flexibility. MedHealth, in partnership with the Massachusetts Health Connector for business offers three streamlined options to make your decision easier: One Plan, One Carrier, and One Level. Here’s a quick guide to what each option means:
One Plan
With the One Plan option, you offer a single health insurance plan to all your employees. This approach simplifies administration and ensures that everyone has the same coverage. It’s an ideal choice if you want to keep things straightforward and provide consistent benefits across your team.
One Carrier
The One Carrier option allows you to offer multiple health insurance plans, all from the same insurance provider. Employees can choose the plan that best fits their needs, whether they prioritize low premiums, comprehensive coverage, or a specific network of providers. This option provides flexibility while maintaining the convenience of dealing with a single insurer.
One Level
With the One Level option, you choose a single level of coverage (e.g., Bronze, Silver, Gold, or Platinum) for your employees. Within that level, they can select from various plans that offer similar benefits but with different networks or cost structures. This ensures equity in the quality of coverage while giving employees some choice in their healthcare plan.
HMO vs PPO Plans
Learn more about the pro’s and con’s of HMO’s vs PPO’s when choosing a healthcare plan for your business or family.
Speak to one of our agents if you need help navigating your businesses healthcare plan. There is NO COST to your business!
What MedHealth has to offer:
Access to 50+ plans offered through 5 top insurance companies and 3 different plan types through the Massachusetts Health Connector for small businesses.
Savings opportunities for qualified businesses, like saving 15% through ConnectWell and up to 50% health care tax rebates.
Personalized service to help navigate policy renewals, onboarding employees and other administrative tasks.
Tell us more about your business
Access Health & Dental Plans
Proud Partner of the
Servicing Businesses Across Massachusetts
Call or Text (617) 515-7291
Frequently Asked Question
Working with us is completely FREE to small businesses, we are compensated by insurance companies. We help our partners in several different ways.
Finding the right plan - We learn about your company, employees, goals and budget to find the best plan for your busienss.
Service - We help employees enroll in your plan, answer their questions and manage events like adding dependents due to the birth of a child. Plus, we work hard to find you tax rebates or state approve rebates.
Renewals - We communicate important renewal date, coordinate documents and cover plan changes.
Here's what you need to qualify to obtain coverage through the Massachusetts Health Connector.
Your company has between 2-50 employees.
Your company is based in Massachusetts.
Plan Options - select from over 50 plan options across 3 plan types, we'll help you find the right one.
Savings - On top of the many options, there are cost savings and tax rebated available to qualified businesses.
Simplicity - The platform brings together big insurance companies, the State of Mass and certified brokers, like MedHealth to provide an easy health coverage experience.