In-depth articles to help Massachusetts businesses understand health insurance, make informed decisions, and maximize their coverage. New guides added regularly.
Understanding the difference between HMO and PPO plans is the first step to choosing the right group health insurance for your employees.
Supplemental benefits like dental, vision, life, and disability can help you build a competitive package that attracts and retains top talent.
From the Health Connector to ConnectWell wellness incentives, discover the savings programs available to MA employers.
Deductibles, copays, coinsurance, and out-of-pocket maximums — these terms can be confusing. Here's what they actually mean for your healthcare costs.
Everything small business owners need to know about offering group health insurance — from eligibility requirements to enrollment and ongoing management.
Open enrollment is the most important time of year for your employee health benefits. Here's how to manage it effectively.
A Section 125 cafeteria plan is one of the simplest ways to reduce payroll taxes for both employers and employees — and most businesses don't have one.
Dental and vision insurance are the two most requested employee benefits after health insurance. Here's how to add them to your benefits package.
Disability insurance is the most overlooked — and most financially impactful — benefit you can offer your employees. Here's what you need to know.
New hire health insurance enrollment has strict deadlines and legal requirements. Here's what Massachusetts employers need to know.
The ACA's employer mandate and reporting requirements can be complex. Here's a plain-language guide to staying compliant in 2025.
You don't need a Fortune 500 budget to offer a competitive benefits package. Here's how small businesses in Massachusetts can win the talent war.
If your business employs 50 or more full-time equivalent workers, federal law requires you to offer qualifying health coverage — or face significant IRS penalties. Here is what you need to know.
Two of the most misunderstood terms in employer health insurance compliance are 'affordable' and 'minimum value.' Getting either one wrong can trigger IRS penalties even if you are already offering coverage.
Building an employee benefits program is one of the most impactful decisions a Massachusetts business owner can make. This guide walks you through every step — from understanding your legal obligations to designing a package that attracts and retains top talent.
Business Healthcare
Group health plans for MA employers
Supplemental Benefits
Dental, vision, life, disability & more
How to Save
ConnectWell, tax credits & HSAs
HMO vs PPO Guide
Which plan type fits your team?
Voluntary Benefits Guide
Offer more benefits at zero cost
MA Savings Guide
How businesses cut insurance costs