Beyond health insurance, a complete benefits package includes dental, vision, life, disability, and voluntary benefits. We work with leading carriers to help you offer group rates and coverage options that employees simply can't access on their own.
Research consistently shows that employees value a comprehensive benefits package at 3× the equivalent cash value. Offering supplemental benefits signals that you care about your team's financial and physical wellbeing, which directly impacts recruitment, retention, and morale.
of employees stay longer with strong benefits
— Cartloop 2025
more likely to outperform when offering health insurance
— Gusto 2024
of employees more likely to stay due to benefits
— LIMRA 2025
We offer a full suite of supplemental benefits from leading carriers. All plans are available to Massachusetts businesses of any size.
Group dental plans covering preventive care, basic restorative, and major services. Employers typically cover 50–100% of premiums.
Affordable vision coverage for annual eye exams, prescription glasses, and contact lenses. A low-cost benefit with high employee perceived value.
Provide financial security for your employees' families. Basic life is often employer-paid; supplemental life is voluntary.
Replaces a portion of income when employees are unable to work due to illness or injury. Typically covers 60–70% of weekly earnings.
Critical protection for extended disabilities lasting beyond short-term coverage. Protects employees' financial futures for months or years.
Pays cash benefits directly to employees for covered accidental injuries — ER visits, fractures, dislocations, and more.
Lump-sum cash benefit upon diagnosis of covered conditions like cancer, heart attack, or stroke. Helps cover out-of-pocket costs.
Daily cash benefits for hospital stays, helping employees cover deductibles and living expenses during a hospitalization.
Certain ancillary benefits — like accident, critical illness, and hospital indemnity — can be structured so that employees pay through payroll deduction at group rates they couldn't access on their own. We'll help you design a package that works for your budget and your team.
Whether you're adding supplemental benefits for the first time or looking to expand your existing package, MedHealth Insurance Agency provides expert guidance at no cost to your business. We compare plans from leading carriers and handle enrollment from start to finish.
At minimum, most Massachusetts businesses offer dental and vision alongside their health plan. Life insurance and short-term disability are also common. Voluntary benefits like accident, critical illness, and hospital indemnity can be added at no employer cost.
Yes. Many carriers offer group dental, vision, and life insurance to businesses with as few as 2 employees. Voluntary benefits like accident and critical illness are often available to even smaller groups.
A Section 125 Cafeteria Plan allows employees to pay their share of benefit premiums with pre-tax dollars, saving both the employer and employee money on payroll taxes. Most businesses offering benefits should have one in place.
No. Like our health insurance services, our supplemental benefits guidance is completely free to your business. We are compensated by the insurance carriers, not by you.